Liability Insurance
General Third Party Liability Insurance: We offer General Third Party Liability Insurance for various lines of business. To provide you with our QUOTATION, we require– Brief description of your business operation Estimated Annual Turnover List of your premises in Qatar with their respective address and their occupancy details Limit of liability required Workmen’s Compensation Insurance: This policy offers cover as per the provisions of Qatar Labour Law with coverage restricted to work related accident and occupational diseases. Compensation Payable under this policy is as per Qatar Labour Law. This policy also includes cover for Employer’s Liability as per Shariah / Common Law. To provide you with our QUOTATION, we require– Estimated Annual Salary budgeted to be spent for all employees, categorised between white collar and blue collar Total number of employees in current payroll Professional Indemnity Insurance: The world in which professionals operate is one of ever increasing pressure, with demands for quick answers and cost effective solutions. Working in such a stressful environment can result in errors and omissions by the professionals, which may, in turn, result in a claim. This factor together with the litigious nature of the society underscores the need for protection against potential lawsuits, both for clients and professionals. Some of the professionals generally exposed to these risks are doctors, architects, consulting engineers, tax consultants, lawyers, accountants, etc. This insurance provides coverage against negligent act, negligent error or negligent omission committed by the insured arising out of ordinary course of the performance of the professional services by the Insured. Designers, Architects and Consultants generally require two types of covers: Annual Professional Indemnity Insurance Single Project Professional Indemnity Insurance Other Liability Products we offer include: Products Liability Insurance (for selected line of business) Directors & Officers Liability Insurance Medical Malpractice Insurance (a specialized professional indemnity policy). Motor Trade Insurance: This insurance product has been specially designed to cater to the requirement of automobile dealers. This policy covers damage to new & unregistered cars whilst being driven on road using temporary registration numbers and for damage to vehicles whilst being driven within the garage premises. This policy also includes cover for third party liability. In addition to the standard and specialized insurances offered as above, we also extend cover for other miscellaneous exposures of the business as follows: Burglary - This policy covers loss of insured properly as a result of Burglary or Robbery Stock Brokers Professional Indemnity: This package is designed to offer protection to stock brokers against financial losses suffered during the course of their operations. The protection offers the covers including Incomplete Transactions, Fidelity, Loss of Property, Forgery or Alteration, Securities, Computer Crime Indemnity , Counterfeit Currency (includes all currencies), Errors and Omissions (Negligence, Libel and Slander and Injurious Falsehood, Breach of Copyright, Conversion) Unintentional Breach of Trust, Unintentional Breach of Fiduciary Duty and Dishonesty.